A reputable and dynamic credit risk management company is looking for an experienced Credit Risk Advisor with strong analytical, financial, and legal knowledge to assess, manage, and mitigate client risk while adding strategic value through credit insurance, collections, and advisory services.
Responsibilities:
Analyse debtor, financial, and market information to identify and mitigate client risk.
Manage and support Debt Recovery Specialists and Credit Risk Assistants.
Conduct regular client visits, debtor meetings, and risk assessments.
Provide market intelligence and value-added advisory services to clients.
Assess Annual Financial Statements and management accounts to determine risk exposure.
Recommend appropriate security (suretyships, cessions, acknowledgements of debt, etc.).
Monitor insured and uninsured accounts, including credit limit management.
Assist with credit insurance applications, policy reviews, declarations, and claims.
Liaise with insurers, attorneys, liquidators, and business rescue practitioners.
Manage pre-legal and legal processes, including attorney handovers and defended matters.
Attend liquidation and business rescue meetings and optimise recovery strategies.
Maintain accurate system updates, file notes, and client reporting.
Produce monthly and ad-hoc reports for clients and senior management.
Identify new business opportunities and promote company products and strategic partner offerings.
Assist with training and development of junior team members.
Requirements:
Degree or diploma in Finance, Economics, Law, or Business Management.
Experience in credit risk management, debtors/creditors environment, or trade credit insurance.
Exposure to credit insurers and legal collections processes (advantageous).
Strong analytical and financial assessment skills (including AFS interpretation).
Excellent communication, negotiation, and interpersonal skills.
Strong leadership and team support capability.
High attention to detail and ability to work under pressure.
Computer literacy and system proficiency.
Valid driver’s licence and willingness to travel for client visits.
Benefits
Contact RPO Recruitment for your next career opportunity.
We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future vacancies that arise.
